Matagal ko ng nais mag apply dito kaya lang wala kasing panahon at may kalayuan ang World Trade Center na kung saan madalas nilang venue para sa convention. Mabuti na lang at nalaman ko na pwede din palang mag-apply online basta i-handa mo lang ang mga basic requirements na kailangan para sa application. Kinuhaan ko lang ng picture ang mga requirements gaya ng proof of billing, 1 valid id, barangay permit ng tindahan at yung Aling Puring card ko gamit ang cellphone. Kung gusto mong mag apply sa kanila ay mangyaring magpunta lang sa kanilang website na https://fuselending.com/products/puregold-puhunan-plus o kaya ay sa kanilang Facebook page na https://www.facebook.com/fuselending/ para na rin sa karagdagang impormasyon at katanungan.
Advantages of Puregold Puhunan Plus
Pwedeng mag apply online o kaya sa card booth tuwing may Aling Puring Convention
Qualified kahit isang sari-sari store owner or may maliit na negosyo.
Borrow from Php3,000 - Php50,000
2.5% interest
Kaunti lang ang kailangang requirements.
Dissadvantages
Sa ngayon ito pa lang ang nakikita kong hindi kaaya-aya. ( opinyon ko lang po )
Wala silang naka-indicate na phone number or kahit cellphone number na pwede mo silang ma-contact agad. Meron silang nilagay na email at pwede mo rin silang makachat sa kanilang Facebook page yun nga lang medyo matagal magrespond.
Puregold Puhunan Plus FAQ
What is the product?
Puregold Puhunan Plus is a loan credit line for micro entrepreneurs to purchase additional working capital for their growing business. Clients may use the loan to buy from any Puregold branch nationwide. Each drawdown from the credit line is payable every 15 days, with an add-on interest fee of 2.5%.
Can I get two loans at the same time?
Yes, you can. You can spend up to your approved credit limit.
Can I apply for another loan after fully paying off my previous loan?
Since Puregold Puhunan Plus is a credit line, there is no need to reapply after paying off your loan. You will only need to reapply after 1 year of having the card.
Can I apply for a bigger loan amount?
Yes. You are eligible for a bigger loan amount after 6 months of usage. Call our Customer Care hotline to let us know if you’d like a bigger loan amount.
Are there fees I have to pay?
No, you do not have to pay any additional fees for your loan application.
Am I qualified for this Loan?
If you are:
21-65 years old
An owner of a sari-sari store or small business that has been in operation for at least 1 year
A Tindahan ni Aling Puring member for at least 6 months
then you are eligible for the Puregold Puhunan Plus loan!
How do I apply for this Loan?
You can fill out the online application and attach the documentary requirements, or you can go to any Puregold branch near you to get an application form for fill out and submit complete documentary requirements.
What documents do I need to submit?
Filled out Application form
Photocopy of any government-issued valid ID with photo and signature (signed three times)
Photocopy of Aling Puring card
Photocopy of Business Permit (Mayor's/ Barangay)
Most recent utility bill from current address
How long is the approval process for this Loan?
The approval process only takes 7 business days at most. However, depending on your location, card delivery can take 1-2 weeks.
How will I know if my application is approved?
You will receive a call or SMS message regarding the status of your application.
How do I get my card?
You will receive an SMS advising that your card is ready for pick up. You may then proceed to pick this up from your Puregold branch.
Will I be charged when I use my card?
No, there are no additional charges for card usage.
How do I use my Puregold Puhunan Plus Card?
Shop for groceries at Puregold. When at the cashier, swipe your card at the POS terminal. Select Savings. Enter your MPIN to serve as confirmation of the transaction. Get your charge slip from the machine to serve as proof of successful transaction.
Where can I use my card?
You can use your card in any Puregold branch nationwide.
When do I pay for my Loan?
You may pay for your loan anytime within 15 days of availment.
How will I pay for my Loan?
You can fund your mobile wallet at any Puregold store and pay in any of the two options:
Option 1: Push payment in via the Fuse USSD menu:
1. Dial *141#
2. Select 3 for Pay Loan
3. Select 1 for Pay for My Loans
4. Enter the amount you want to pay
5. Enter the loan code (PGPLUS)
6. Enter the Reference #
Option 2: Your account will be auto-debited by the end of your loan’s term
You will receive a text from Fuse to confirm that we received your payment.
What happens when I miss a payment for my Loan?
You will be charged 5% of outstanding principal due, and an additional 5% thereafter of the outstanding principal due for every 15 days the loan is not settled.
Can I pay my Loan in advance?
Yes, you can. However, you will still need to pay for the full interest of the period.
--FAQ ay matatagpuan sa kanilang mismong website
Batid kong pasok na pasok ako sa banga dahil kumpleto naman ako ng requirements na hinahanap nila kaya nagpasya akong mag-apply online nitong June 19,2017. Mabilis lang naman mag-fill-up kaya hassle free, nakaupo lang ako gamit ang aking laptop sa pag apply. Upon application makakareceive ka ng email para i-verify ang email mo sa iyong application, pati text message para naman sa iyong mobile verification. After mo mai-submit lahat ay makaka-receive ka ulit ng email ng iyong application details kung saan ibibigay sayo ang reference number na pwede mong gamitin sa pag check ng Loan Status mo. Aware naman ako na upto 7 business days ang kanilang processing pero nag-follow up ako kahapon kung ano na ang status ng loan ko. Dahil hindi ako excited araw-araw ako kung magcheck ng status at nasundan ko kung paanong nagmula sa Pending hanggang sa Processing ang status nito.
Sa wakas, kahapon din ay nakatanggap akong ng Congratulation message mula sa Puregold at sa Fuse Lending na na-approved ang loan ko. Hindi man siya 100% ng amount na in-apply-an ko ay malaking bagay na rin itong pandagdag paninda. Sa ngayon ay hinintay ko na lang dumating ang Puregold Puhunan Plus card sa aming branch. Sa wakas bes, ito na yun! >>Nakapamili ako sa Puregold gamit ang Puhunan Plus!.<< Parang may credit card na rin ako na magagamit kong pambili. Salamat sa Puregold at sa Fuse Lending!
Ang Fuse Lendimg ay hindi lang nag-ooffer ng puhunan para sa tindahan, mayroon pa silang ibang types of loan. Bisitahin mo lang ang kanilang website para sa karagdagang impormasyon.
Ang post na ito ay Hindi sponsored ng Fuse Lending o ng Puregold. Gusto ko lang i-share ang naging experience ko sa pag-aaply sa kanila ng loan.
Barangay clearance lng po meron ako kasi mliit lng nman tindhan ko kya di n ko kumuha ng mayors permit pewde po b yn
ReplyDeletebarangay permit ba yan ng store mo bes? Kung oo pwede yan kasi barangay permit lang din ang pinasa ko sa kanila.
Deletepaano mag inquire..
ReplyDeletebes, pwede ka mag-inquire sa pinakamalapit na puregold sa inyo or kung saan kang puregold branch nakakuha ng Aling Puring card mo. Mas maganda kung may mga requirements ka na ring dala para sulit ang lakad mo. pwede ka rin magmessage sa fb official page ng fuse lending --> https://www.facebook.com/fuselending/ or ng puregold --> https://www.facebook.com/puregold.shopping/ para sa mas maraming detalye.
Deletepaano mag apply? may tindahan ako pero maliit lang sya.
ReplyDeleteKailangan mo lang makumpleto yung mga requirements nila bes. Pwede ka mag apply directly sa puregold branch kung saan ka nakakuha ng Aling Puring card mo. Pwede ka din mag-apply through online gaya ng ginawa ko, sinabmit ko lang yung mga requirements na kailangan at naghintay ng kanilang approval.
Delete